بعد استمرار تراجع ثروة المواطن الامريكي خلال السنتين الاخيرتين، فإن أحدث البيانات المتاحة تشير الى تحسن وضع ثروة المواطن الامريكي لأول مرة منذ 2007. فخلال الربع الثاني من هذا العام ازدادت الثروة بحوالي 2 تريليون دولار، وترجع الزيادة أساسا الى زيادة مكون الثروة من الأصول المالية. كذلك مالت أسعار الأصول العقارية نحو الارتفاع بشكل عام. من ناحية أخرى فان التزامات الفرد الامريكي قد تراجعت هي الأخرى. الجدول التالي يوضح أصول والتزامات الأمريكيين خلال الفترة من 2003 الى 2009.
| | | | | | | | 2008 | | | 2009 | |
period |
2003
|
2004
|
2005
|
2006
|
2007
|
Q1
|
Q2
|
Q3
|
Q4
|
Q1
|
Q2
|
Assets
|
56744.9
|
63506.2
|
70987.5
|
76749.0
|
78228.8
|
75868.6
|
74945.9
|
72339.4
|
67134.0
|
65244.0
|
67207.9
|
Tangible assets
|
21437.7
|
24270.7
|
27719.1
|
28724.2
|
27525.6
|
26863.9
|
26541.9
|
26051.2
|
25177.0
|
24660.1
|
24847.1
|
Real estate
|
17599.0
|
20214.4
|
23458.4
|
24259.6
|
22880.2
|
22154.7
|
21785.0
|
21261.5
|
20397.7
|
19869.0
|
20025.9
|
Households (2,3)
|
16170.3
|
18629.4
|
21427.7
|
21948.2
|
20477.4
|
19803.5
|
19538.7
|
19036.3
|
18317.1
|
17948.6
|
18272.0
|
Nonprofit organizations
|
1428.7
|
1585.0
|
2030.7
|
2311.4
|
2402.8
|
2351.2
|
2246.2
|
2225.3
|
2080.5
|
1920.4
|
1753.9
|
Equipment and software owned by
|
|
|
|
|
|
|
|
|
|
|
|
nonprofit organizations (4)
|
160.7
|
173.2
|
183.7
|
196.5
|
207.9
|
210.4
|
214.0
|
218.1
|
220.9
|
221.0
|
220.5
|
Consumer durable goods (4)
|
3678.0
|
3883.1
|
4077.0
|
4268.1
|
4437.5
|
4498.9
|
4542.9
|
4571.5
|
4558.5
|
4570.1
|
4600.8
|
Financial assets
|
35307.2
|
39235.5
|
43268.4
|
48024.8
|
50703.1
|
49004.7
|
48404.0
|
46288.2
|
41957.0
|
40583.8
|
42360.8
|
Deposits
|
5350.4
|
5742.5
|
6153.6
|
6779.0
|
7381.3
|
7579.1
|
7420.3
|
7566.4
|
7827.4
|
7848.9
|
7760.2
|
Foreign deposits
|
52.1
|
57.5
|
59.9
|
65.2
|
81.0
|
74.5
|
68.3
|
63.9
|
59.8
|
55.7
|
50.6
|
Checkable deposits and currency
|
399.1
|
370.3
|
256.8
|
236.4
|
156.9
|
87.8
|
98.5
|
64.7
|
236.7
|
241.7
|
300.1
|
Time and savings deposits
|
3939.0
|
4410.6
|
4887.6
|
5363.0
|
5796.7
|
5958.9
|
5859.8
|
5991.7
|
5949.2
|
5988.8
|
5913.8
|
Money market fund shares
|
960.2
|
904.1
|
949.2
|
1114.5
|
1346.8
|
1457.9
|
1393.7
|
1446.1
|
1581.7
|
1562.7
|
1495.7
|
Credit market instruments
|
2755.2
|
3075.8
|
3426.8
|
3553.5
|
4113.4
|
4077.9
|
4138.8
|
4218.5
|
4054.5
|
4536.2
|
4326.6
|
Open market paper
|
105.9
|
136.1
|
164.2
|
187.7
|
149.7
|
117.5
|
82.7
|
39.1
|
10.4
|
7.3
|
8.9
|
Treasury securities
|
438.6
|
532.2
|
507.5
|
433.1
|
252.3
|
322.1
|
368.1
|
386.8
|
240.0
|
576.4
|
605.9
|
Savings bonds
|
203.8
|
204.4
|
205.1
|
202.4
|
196.4
|
195.3
|
194.9
|
194.2
|
194.0
|
193.9
|
193.5
|
Other Treasury
|
234.8
|
327.8
|
302.4
|
230.7
|
55.9
|
126.8
|
173.2
|
192.6
|
46.0
|
382.5
|
412.4
|
Agency- and GSE-backed securities
|
421.2
|
390.0
|
488.3
|
412.6
|
689.8
|
657.0
|
675.5
|
820.1
|
711.3
|
439.6
|
129.5
|
Municipal securities
|
703.8
|
742.4
|
821.0
|
871.8
|
895.9
|
883.3
|
894.5
|
910.1
|
938.0
|
954.5
|
996.8
|
Corporate and foreign bonds
|
964.2
|
1135.6
|
1294.1
|
1517.7
|
2001.7
|
1971.0
|
1979.9
|
1919.2
|
2010.9
|
2415.4
|
2443.6
|
Other loans and advances (5)
|
3.1
|
5.9
|
8.7
|
8.3
|
17.4
|
20.1
|
22.3
|
27.5
|
27.9
|
28.5
|
29.2
|
Mortgages
|
118.5
|
133.6
|
143.0
|
122.4
|
106.5
|
107.0
|
115.8
|
115.7
|
116.0
|
114.5
|
112.7
|
Corporate equities (2)
|
6749.9
|
7491.0
|
7999.5
|
9488.0
|
9453.0
|
8759.6
|
8449.1
|
7442.0
|
5878.7
|
5150.3
|
6266.3
|
Mutual fund shares (6)
|
2904.3
|
3417.4
|
3839.3
|
4387.6
|
4832.0
|
4575.2
|
4662.8
|
4111.1
|
3444.7
|
3254.7
|
3740.5
|
Security credit
|
475.4
|
578.3
|
575.3
|
655.7
|
866.4
|
984.5
|
992.1
|
998.6
|
742.7
|
667.0
|
649.2
|
Life insurance reserves
|
1013.2
|
1060.4
|
1082.6
|
1163.7
|
1201.5
|
1187.2
|
1196.4
|
1197.7
|
1179.8
|
1181.1
|
1197.6
|
Pension fund reserves
|
9718.9
|
10635.5
|
11373.7
|
12696.2
|
13375.9
|
12566.7
|
12476.1
|
11832.5
|
10442.6
|
9913.8
|
10656.3
|
Equity in noncorporate business (7)
|
5838.7
|
6680.9
|
8208.9
|
8655.0
|
8767.3
|
8548.5
|
8335.1
|
8170.3
|
7618.4
|
7266.7
|
6995.7
|
Miscellaneous assets
|
501.3
|
553.8
|
608.7
|
646.1
|
712.2
|
725.9
|
733.5
|
751.3
|
768.2
|
765.1
|
768.4
|
Liabilities
|
9842.8
|
11012.1
|
12164.2
|
13414.0
|
14318.1
|
14416.4
|
14368.2
|
14514.8
|
14216.9
|
14102.5
|
14068.0
|
Credit market instruments
|
9482.6
|
10552.4
|
11723.1
|
12899.2
|
13754.2
|
13807.5
|
13828.9
|
13860.9
|
13794.8
|
13709.6
|
13661.8
|
Home mortgages (8)
|
6871.9
|
7819.3
|
8855.3
|
9832.8
|
10485.2
|
10547.9
|
10544.3
|
10503.5
|
10430.7
|
10431.0
|
10401.7
|
Consumer credit
|
2102.5
|
2219.5
|
2319.8
|
2415.0
|
2551.9
|
2529.6
|
2555.6
|
2588.0
|
2592.1
|
2517.0
|
2475.5
|
Municipal securities (9)
|
178.3
|
188.6
|
205.1
|
226.9
|
249.5
|
252.3
|
261.6
|
265.2
|
269.6
|
273.0
|
281.9
|
Bank loans n.e.c.
|
49.8
|
26.7
|
36.4
|
86.4
|
99.7
|
104.9
|
89.2
|
121.4
|
117.7
|
104.0
|
118.5
|
Other loans and advances
|
118.7
|
119.0
|
119.0
|
123.8
|
127.0
|
128.0
|
129.7
|
130.7
|
133.2
|
133.5
|
134.0
|
Commercial mortgages (9)
|
161.4
|
179.2
|
187.4
|
214.3
|
240.8
|
244.9
|
248.4
|
252.1
|
251.5
|
251.0
|
250.1
|
Security credit
|
182.5
|
264.0
|
232.4
|
292.1
|
325.5
|
365.3
|
291.5
|
402.3
|
164.8
|
134.6
|
147.6
|
Trade payables (9)
|
156.8
|
173.3
|
186.3
|
199.9
|
214.5
|
218.4
|
222.2
|
226.2
|
230.2
|
231.8
|
233.8
|
Deferred and unpaid
|
|
|
|
|
|
|
|
|
|
|
|
life insurance premiums
|
20.9
|
22.5
|
22.4
|
22.8
|
23.9
|
25.2
|
25.5
|
25.3
|
27.0
|
26.5
|
24.8
|
Net worth
|
46902.1
|
52494.0
|
58823.3
|
63334.9
|
63910.6
|
61452.2
|
60577.8
|
57824.7
|
52917.1
|
51141.5
|
53139.9
|
Memo:
|
|
|
|
|
|
|
|
|
|
|
|
Replacement-cost value of structures:
|
|
|
|
|
|
|
|
|
|
|
|
Residential
|
10679.9
|
12030.3
|
13475.1
|
14440.6
|
14643.0
|
14587.2
|
14523.6
|
14359.8
|
13981.2
|
13776.4
|
13831.2
|
Households
|
10513.7
|
11848.9
|
13275.9
|
14229.3
|
14430.3
|
14375.4
|
14313.0
|
14151.6
|
13778.7
|
13577.1
|
13631.3
|
Nonprofit organizations
|
166.1
|
181.4
|
199.3
|
211.3
|
212.7
|
211.7
|
210.6
|
208.2
|
202.5
|
199.4
|
199.9
|
Nonresidential (nonprofits)
|
955.5
|
1058.3
|
1174.8
|
1279.5
|
1352.6
|
1356.9
|
1368.9
|
1394.2
|
1424.0
|
1412.1
|
1379.2
|
Disposable personal income
|
8377.8
|
8889.4
|
9277.3
|
9915.7
|
10403.1
|
10610.4
|
10966.7
|
10849.3
|
10799.1
|
10765.4
|
10902.9
|
Household net worth as percentage of
|
|
|
|
|
|
|
|
|
|
|
|
disposable personal income
|
559.8
|
590.5
|
634.1
|
638.7
|
614.3
|
579.2
|
552.4
|
533.0
|
490.0
|
475.1
|
487.4
|
Owners' equity in household real
|
|
|
|
|
|
|
|
|
|
|
|
estate (10)
|
9298.4
|
10810.1
|
12572.5
|
12115.4
|
9992.2
|
9255.6
|
8994.4
|
8532.8
|
7886.4
|
7517.7
|
7870.4
|
Owners' equity as percentage of
|
|
|
|
|
|
|
|
|
|
|
|
household real estate (11)
|
57.5
|
58.0
|
58.7
|
55.2
|
48.8
|
46.7
|
46.0
|
44.8
|
43.1
|
41.9
|
43.1
|
المصدر:
http://www.federalreserve.gov/releases/z1/Current/z1r-5.pdf
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